I want the website to be secure, especially since we want to add forum support. If people are logging in with passwords, I want them to be secure. To do this, we have to make sure our wordpress site is using HTTPS instead of simple HTTP. To accomplish this, I went to Settings > General and changed the “WordPress Address (URL)” and “Site Address (URL)” to use “https” instead of “http”. Voila, the site is now secure, and passwords will be encrypted by default!